Farmington Public Schools

Connecticut is one of the top 3 states with the highest nursing home and long-term care costs, making it essential to protect what you've worked hard for—ideally while staying in your own home. In this program, we will help you understand how to safeguard your assets and position yourself to age in place. You will learn about Medicaid and other state public benefits, as well as strategies for married and single individuals to protect their assets. All participants will receive an informational booklet on long-term care planning, crafted by our estate planning and elder law firm.

Designed for retirees or those planning to retire within 5–10 years, this three-session program offers practical strategies to generate steady income, protect assets, and reduce taxes. Learn how to optimize employer retirement plans, evaluate lump-sum distributions, and plan for estate taxes. Topics also include annuities, Social Security, Medicare, and investment allocation. Spouses may attend at no additional cost. Please note, there is no guarantee that the strategies discussed will result in investment success, as investments are subject to market risks, including potential loss of principal. Results depend on various factors. Securities offered through LPL Financial, Member FINRA/SIPC.

Do you have the information you need to make decisions about your financial goals? In this 4‑week financial workshop, you'll learn key principles of saving and investing, as well as specific strategies to help you reach your long‑term financial goals. We will cover topics such as personal budgeting, the importance of developing an investment strategy, common investing mistakes and how to avoid them, and how to translate your retirement vision into tangible goals. We will also review the basics of estate planning so you can consider the options that make the most sense for your specific situation.

Do you have a strong and up-to-date estate plan? If the answer is ‘no’, this task should be at the top of your to-do list. An estate plan provides a legally documented roadmap to ensure your wishes are followed and your loved ones are cared for if you cannot manage your financial, health, or legal affairs. This session covers key documents such as wills, powers of attorney, advance directives, trusts, and beneficiary designations, explaining their purposes and powers. Learn what happens without a will, how to choose your power of attorney and health care agents, and common estate planning mistakes to avoid. All participants receive an easy-to-understand estate planning guidebook written by our attorneys.

You may have heard about the recent new tax policies but how does it connect to your retirement planning? Taxes are an important part of the bigger picture, and our educational workshop is designed to provide clarity. We’ll explore topics such as: - History of tax law and recent changes - How taxes can impact retirement planning - Concepts for creating a tax-aware legacy - Comparing taxable vs. tax-advantaged investment options This session provides a broader perspective on how taxes and retirement decisions can work together as part of an overall strategy.

Wondering what trusts are and how they can benefit you? Learn how trusts can help protect your assets, minimize taxes, and provide for your loved ones. In this program, you’ll learn how different types of trusts work, when they may—or may not—be appropriate, and the benefits they offer, including preserving public benefits, supporting beneficiaries with special needs, and potentially avoiding probate. Whether you’re new to trusts or have some familiarity, you’ll leave with a clear, practical understanding of these valuable planning tools. Each participant receives an informational booklet prepared by our estate planning and elder law firm.