Farmington Continuing Education

This course will provide a greater understanding of the various government benefits available to your loved one. It will discuss in detail how to qualify, manage and best utilize, and preserve benefits such as Supplemental Security Income (SSI), Social Security Disability (SSDI), Medicaid, Medicare, and the ABLE Act.

Connecticut is one of the top 3 states with the highest nursing home and long-term care costs, making it essential to protect what you've worked hard for—ideally while staying in your own home. In this program, we will help you understand how to safeguard your assets and position yourself to age in place. You will learn about Medicaid and other state public benefits, as well as strategies for married and single individuals to protect their assets. All participants will receive an informational booklet on long-term care planning, crafted by our estate planning and elder law firm.

This three-session course is designed for retirees or those planning to retire within the next 5 to 10 years. You will learn strategies to generate steady income, protect assets, reduce taxes, and secure a comfortable retirement for you and your spouse. The seminar covers making the best use of your employer’s retirement plan, evaluating lump-sum distribution options, and reducing estate taxes through proper planning. You will also learn about annuities, Social Security, Medicare, and asset allocation to align your investments with your objectives and risk tolerance. A spousal guest can attend at no cost with registration. Please note, there is no guarantee that the strategies discussed will result in investment success, as investments are subject to market risks, including potential loss of principal. Results depend on various factors. Securities offered through LPL Financial, Member FINRA/SIPC.

Are you or a loved one about to turn 65 soon and getting ready to sign up for Medicare? Are you already on Medicare and would like to learn more about your Medicare options? Wondering how to find your way through the maze of Medicare terms? This course will help you learn more about Medicare and your health plan options. During this course, learn the differences between Medicare and other health coverage, what is Original Medicare and are there other options, is Original Medicare enough health coverage, what are Medicare Parts A, B, C & D, are prescriptions covered, how much will it cost and are there deadlines to enroll? Become educated on Medicare Advantage Plans, Part D prescription drug plans, and Medicare Supplement plans. The advantages and disadvantages will be discussed in an easy-to-understand manner. This course is designed to be informational with ample opportunity for individual questions.

Social Security rules change frequently, so what you thought you knew may no longer apply. When is the best time to start collecting Social Security? How do you apply, and how do your spouse's benefits affect yours? This course covers the basics of Social Security andhow to coordinate it with other retirement income sources. Learn strategies for maximizing your benefits and minimizing taxes on your Social Security. Bring your questions as we explore your options in making this important financial decision. Instruction will be held via "Start Meeting." After registration, participants will receive a confirmation email with the link and instructions.

Taxes are a widely debated topic, especially with rising deficits at the state and federal levels, which concern taxpayers, particularly those nearing retirement. In this educational workshop, you will learn how effective planning and timing can impact your retirement. We will cover current tax laws, potential changes, inflation effects, and strategies to minimize your tax liability. Case studies will also be shared to illustrate how to successfully navigate this complex topic and help you get as close as possible to "tax-free in retirement."

This program aims to provide a comprehensive understanding of trusts, explaining how they function and when they may or may not be appropriate. It will cover the various types of trusts and their benefits, including tax minimization, asset protection from ex-spouses and creditors, preserving public benefits for loved ones, and supporting beneficiaries with disabilities or special needs. Additionally, the program will address the potential to avoid probate using trusts. Whether you are new to trusts or have some knowledge, the goal is to help you understand how trusts can be valuable tools in estate planning. All participants will receive an informational booklet created by an estate planning and elder law firm.

The past few years have taught us that life circumstances can change in an instant. If they do, are you prepared? Consider some difficult questions…. Do you want to be on life support? Who will pay your bills if you can’t? And if you pass away, how will your estate be divided amongst your heirs? In this program, you will learn about wills, trusts, powers of attorney (POA), and health care directives. You will walk away understanding what these documents are for and what you need to do to create yours. Even if you have already created an estate plan, learn if you need or should have your existing documents reviewed and updated. All participants will receive an easy-to-understand estate planning guidebook written by our attorneys.